Dude ranches, lodges and B&B’s
Dude Ranch

Program Summary

 The “Recreational Lodging” package is designed to meet the needs of
those operators providing lodging to outdoor enthusiasts and travelers such as bed & breakfasts, fishing & hunting lodges, dude & guest ranches, and world class destination resorts and lodges.

We tailor each policy to address each insured’s unique exposures

Coverage may include:

General Liability Property
–Broadened coverage form –    More Than 25 Coverage Expansions
–Non-auditable policy –    Equipment Breakdown Included
–No deductible –    Vacancy Clause redefined to address seasonal operations
–Liquor Liability –    Building definition redefined to include; tent platforms,
–Fireworks Liability      pavilions & shelters, signs, boat & canoe racks,
–Expanded Bodily Injury Definition      permanently installed playground equipment
–Non-owned watercraft up to 51′ –    Business interruption (Civil Authority Expansion Available
–Personal and advertising injury definition expanded      in certain states)
–Cyber Liability –    Emergency vacating expenses 
–Crisis Response –    Full building ordinance “A” coverage
​-​Sexual Abuse & Molestation Endorsement – per perp​​     
​​form (Subject to qualifications based on minimum​​
​​underwriting guidelines)​​
​​​​

Commercial Auto

  
            

Excess Liability

 Crime
                                                                                                                  

Workers’ Compensation

 Inland Marine

 

Associated Exposures

– Cross-country skiing – Horseback riding/hiking trails
– Fine dining – Miniature golf and playgrounds
– Fishing and hunting – Recreational boating/canoeing
– Golf courses, driving ranges – Spas/health and fitness centers

Brochure Download

Please click download button for getting Application form.