Dude ranches, lodges and B&B’s
Dude Ranch

Program Summary

 The “Recreational Lodging” package is designed to meet the needs of
those operators providing lodging to outdoor enthusiasts and travelers such as bed & breakfasts, fishing & hunting lodges, dude & guest ranches, and world class destination resorts and lodges.

We tailor each policy to address each insured’s unique exposures

Coverage may include:

General Liability Property
Broadened coverage form –    More Than 25 Coverage Expansions
Non-auditable policy –    Equipment Breakdown Included
No deductible –    Vacancy Clause redefined to address seasonal operations
Liquor Liability –    Building definition redefined to include; tent platforms,
Fireworks Liability      pavilions & shelters, signs, boat & canoe racks,
Expanded Bodily Injury Definition      permanently installed playground equipment
Non-owned watercraft up to 51′ –    Business interruption (Civil Authority Expansion Available
Personal and advertising injury definition expanded      in certain states)
Cyber Liability –    Emergency vacating expenses 
Crisis Response –    Full building ordinance “A” coverage
​-​Sexual Abuse & Molestation Endorsement – per perp​     
​form (Subject to qualifications based on minimum
​underwriting guidelines)

Commercial Auto

  
            

Excess Liability

 Crime
                                                                                                                  

Workers’ Compensation

 Inland Marine

 

Associated Exposures

Cross-country skiing Horseback riding/hiking trails
Fine dining Miniature golf and playgrounds
Fishing and hunting Recreational boating/canoeing
Golf courses, driving ranges Spas/health and fitness centers

Brochure Download

Please click download button for getting Application form.