Associations
sports association

Program Summary

This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations.

Covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups.

Eligible classes include:

Class A Sports

Box LacrosseInline Skating (speed)
BroomballLacrosse (age 20 & over)
DivingRoller hockey (inline)
DodgeballUmpire/referee associations for Class A Sports
-​​Flex FootballTM (age 20 & over)​-​Water Hockey (age 20 & over)
GymnasticsWater Polo (age 20 & over)
Ice HockeyWeightlifting (age 20 & over)
​-​Inline Hockey​-​Wrestling (age 20 & over)
  
 
Class B Sports
Baseball/T-ballSoftball
BasketballSwimming
CricketTeam handball
Dance team (age 19 & under)Tennis
Drill team (age 19 & under)Track & field
Flag/touch footballUltimate frisbee
FrisbeeUmpire/referee associations for Class B sports
GolfVolleyball
KickballWater polo (age 19 & under)
PickleballWeightlifting (age 19 & under)
Running  
         
Class C Sports​ ​ ​ ​
​-​Cheerleading (age 19 & under)-​​Soccer (age 19 & under)
​-​Deck/floor/street hockey​-​Tackle & contact football (age 19 & under)
​-​Field hockey​-​Umpire/referee associations for Class C sports
​-​Flex FootballTM (age 19 & under)​-​​Water hockey (age 19 & under)
​-​Lacrosse (age 19 & under)​-​Wrestling (age 19 & under)
​-Roller hockey (quad) 

Ineligible Operations (see Amateur Sports or Call)

BMX/Stunt CyclingMixed martial arts
Boating activities/sportsOpen water sports/activities
BoxingRugby
Cheerleading (age 20 & over)Shooting Sports
CyclingSkateboarding
Dance team (age 20 & over)Skiing (snow or water)
Drill team (age 20 & over)Soccer (age 20 & over)*
EquestrianStrength & Conditioning
Gymnastics/cheer/dance/martial arts studiosSurfing
Inline extreme/stunt/aggressive/free-style skatingTackle and Contact Football (age 20 & over)
Intercollegiate/Interscholastic Teams, Leagues andUmpire/referee associations involved with any ineligible
 Associations sports operations

 

American Legion BaseballSoccer Association for Youth, USA (SAY Soccer)
Babe Ruth/Cal Ripken BaseballU.S. Youth Soccer Association      
Babe Ruth SoftballWorld Adult Kickball Association (WAKA®)
Pop Warner  

Notable Exclusions

24-hour Premises LiabilityCryogenic chambers/therapy
Abuse, Molestation, harassment or sexual conductEquipment-related practices
Aircraft/hot air balloonEvents involving gambling (e.g.: bingo, casino nights, poker,
Airport Texas hold’em tournaments)
Amusement devices (The ownership, operation, maintenanceEvents where alcoholic beverages are furnished or served by
 or use of: any mechanical or non-mechanical ride, slide or you, your employees or your “volunteer workers”
 water slide, any inflatable recreational device, any bungeeFireworks
 operation or equipment, any vertical device or equipment usedFungi or bacteria
 for climbing-either permanently affixed or temporarily erected,Gymnastics studios
 or dunk tank. Amusement devices do not include any videoHaunted attractions
 or computer games or any device that is specifically designed forIntercollegiate & Interscholastic teams, leagues and associations
 the training or instruction of the activity for which you are Lead
 enrolled.)Martial arts studios
Animals (injury or death to, or injury, death or property damageNon-rostered participants at tournaments hosted by the enrolled
 caused by any animal owned, rented or hired by you) member (unless optional coverage is purchased)
AsbestosNuclear energy liability
Athletic or sports participants in: Box lacrosse, Broomball,Operation, ownership or management of any athletic facility
 Diving, Dodgeball, Gymnastics, Hurling, Ice hockey, Inline or field, other than while being used for covered activities
 hockey, Inline skating (speed), Flex FootballTM (age 20 & over),Operations of independent concessionaires/vendors in
 Judo, Karate, Lacrosse (age 20 & over), Martial arts,  conjunction with your organization
 Powerlifting (age 20 & over), Ringette, Roller hockey (Inline),Performers
 Taekwondo, Takraw, Umpire/referee association for Class ARodeos
 sports, Water hockey (age 20 & over), Water polo (age 20 &Saddle animals
 over), Weightlifting (age 20 & over), Wrestling (age 20 & over)Snowmobile
Babysitting/child care servicesSports events/activities involving participants in sports other
Carnivals/festivals than those reported and for whom premium has been paid
Cheer and dance studiosThose operations listed as ineligible
Commercial general liability standard exclusionsTransportation of athletes/participants
 (CG0001 4/13 edition)Violation of statutes that govern e-mails, faxes, phone
Communicable diseases calls or other methods of sending materials or information
Concerts  
   

 

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